4. Since who does good for only the reward, lends his money against high interest, and who does this, has no neighbourly love and even less so any love for God. For who does not love his neighbour, whom he can see, how can he love God whom he cannot see?
5. But lets take away heaven and hell and afterwards look at your devout people! They will begin to rage and rave even worse than an extremely profit greedy broker, for whom his debtor has run away with his loan money; and because they do not have to fear punishing hell anymore, such people can only be restrained by sanctioned world laws.